Electronic Check Collection

Get your money faster

As an industry leader in electronic check collection we offer Merchants a superior check collection that is fast, effective and free.

Our RCK process electronically debits the check account of any individual who has written a bad check on any bank in the US Federal Reserve system. We debt the check writer for the face-value of the check and a state allowed fee. 100% of the face-value of the check is remitted to the Merchant while we retain NSF fee. This method allows our Merchants to enjoy a superior check management service without spending a penny.

• Free electronic check collection service —
  Service is completely FREE to Merchants. Our service is paid for by the individual writing bad checks
• Intelligent Proprietary System —
  System highlights items with highest probability of same day collection and sends them for ACH that day.
• Verification of Funds —
  Through daily contact with banks we verify funds on all items considered to be a higher risk before attempting to re-present
• Merchants are paid DAILY —
  We do not wait until the end of the week or month. We pay our Merchants daily after funds have cleared.
• Merchants receive 100% of the face-value of their checks —
  We remit 100% of the face value of the check while retaining the stateallowed fee that is charged to the check writers. That way the check writers pay for your service not you.
• 24/7 Access to Check Images —
  Online reporting offers 24/7 access to all check images.
• LIVE Customer Service —
  Actual LIVE people are just a phone call away. Our friendly, knowledgeable Customer Service Representatives are standing by to answer your Merchant and Check writer calls.